I am not too fond of the feeling of owing people anything, be it money or even a favor. I always do my best to pay people back right away, because I feel guilty of taking something from someone and not being able to pay them back.
I do not particularly appreciate owing people so much that I will not ask when I need help, even though my friends and family would certainly help me with no hesitation.
Worst of all, I sometimes do not ask God for help, because I feel that I owe Him most of all.
Taking on debt and feeling indebted makes me feel helpless.
"Ask and it shall be given you; seek, and ye shall find; knock, and it shall be opened unto you: For every one that asketh receiveth; and he that seeketh findeth, and to him that knocketh it shall be opened." (Matthew 7:7-8)
In these verses, a widow comes to Elisha with creditors coming and no money to pay them. The widow asks Elisha for assistance, and Elisha asks God.
All that she had was a jar of oil, and Elisha tells her to ask her neighbors for jars as well. She did, and the jars became filled by God, and she could feed her family and pay her debt.
Sometimes asking for help is the hardest part. We may feel unworthy; we may be embarrassed; we may feel ashamed at being unable not to know what to do.
Everybody needs help sometimes, and our friends, family, neighbors, and God are all willing and able to help.
"Ask, and it shall be given unto you."
It is easier said than done, but once done, it seems so easy.

